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Zions Bancorporation

2024 Fourth Quarter Earnings Presentation

2024 FOURTH ZIONS QUARTER Financial Review J a n u ary 2 1 , 2 0 2 5 FINANCIAL PERFORMANCE Net interest margin expanded for a fourth consecutive quarter; credit losses increased in the quarter though remained at 10 bps for the year Key Metrics 4Q24 FY24 • Net earnings to common declined by $4 million versus prior quarter due to a larger credit loss provision, slightly higher ...

21.01.2025

Zions Bancorporation

Fourth Quarter 2024 2024 Fourth Quarter Quick Reference

FOURTH QUARTER | 2024 CORPORATE HIGHLIGHTS For more than 150 years , we have served individual, small business and commercial customers in the Western United States. We use a community banking model focused on local leadership and customer relationships to differentiate our bank from competitors. Overall customer satisfaction, and a reputation for stability and trust, is disti ...

21.01.2025

Zions Bancorporation

2024 Q4 Earnings Press Release

Zions Bancorporation, N.A. One South Main Salt Lake City, UT 84133 January 21, 2025 www.zionsbancorporation.com Fourth Quarter 2024 Financial Results: FOR IMMEDIATE RELEASE Investor Contact: Shannon Drage (801) 844-8208 Media Contact: Rob Brough (801) 844-7979 Zions Bancorporation, N.A. reports: 4Q24 Net Earnings of $200 million, diluted EPS of $1.34 compared with 4Q23 Net Ear ...

21.01.2025

Zions Bancorporation

compared with 4Q23 Net Earnings of $116 million, diluted EPS of $0.78,and 3Q24 Net Earnings of $204 million, diluted EPS of $1.37 (Form 8-K)

compared with 4Q23 Net Earnings of $116 million, diluted EPS of $0.78, and 3Q24 Net Earnings of $204 million, diluted EPS of $1.37 FOURTH QUARTER RESULTS $1.34 $200 million 3.05% 10.9% Net earnings per diluted common share Net earnings Net interest margin ("NIM") Estimated Common Equity Tier 1 ratio FOURTH QUARTER HIGHLIGHTS¹ Net Interest Income and NIM • Net inte ...

21.01.2025

Zions Bancorporation

Asset Backed Securitizer Report (Form ABS 15G)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM ABS-15G ASSET-BACKED SECURITIZER REPORT PURSUANT TO SECTION 15G OF THE SECURITIES EXCHANGE ACT OF 1934 Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy: ☒ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period Jan ...

06.01.2025

Zions Bancorporation

Statement of Changes in Beneficial Ownership (Form 4)

Ownership Submission FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10. UNITED STATES SECURITIES A ...

02.01.2025