Bonds should benefit from interest rate cuts by central banks. However, in financial markets it is also expectations that count. Therefore, the fact that the US central bank, the Federal Reserve, has suggested that two rather than four interest rate cuts are more likely to occur in 2025 has had an impact on the bond market. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
03.01.2025 | 130 | 0
Investments
At the December meeting, the Federal Reserve cut interest rates. Many in the market expected this decision. However, what surprised the markets was that the cuts planned for 2025 will probably no longer be 4 but 2, so that the expected range is between 3-3.5% instead of 2.5%. According to analysts, the reasons for this change of pace by the Fed were not only due to the slight increase in inflation that occurred in the US between October and November: inflationary risks linked to the economic policy promised by Donald Trump in the election campaign were also behind it. One of the consequences has been that the euro has lost ground against the dollar: at the beginning of November 2024, 1 euro needed 1.09 dollars, whereas on 30 December it needed 1.05 dollars. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
02.01.2025 | 65 | 0
Investments
Emerging market analysts are also fine-tuning their analysis by introducing Donald Trump's election as US president as a variable. Duties, inflation and the strength of the dollar (given by the yield curve of treasuries) are the focus of the analysis of Tom Wilson, Head of Emerging Market Equities at Schroders, also mentioned in an article by Sandra Riccio in ‘La Stampa’. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
27.12.2024 | 69 | 0
Financial markets/economy
Many professional investors and management companies are already putting together the available data to try to make predictions for the coming year, so as to put together a strategy for 2025. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
23.12.2024 | 70 | 0
Financial markets/economy
Investors who stick rigidly to the traditional parameters of value investing run the risk of cutting important players in the so-called ‘new economy’, i.e. companies that are innovative and linked to rapidly developing sectors, out of their portfolios. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
19.12.2024 | 71 | 0
Investments
The average increase in life expectancy, coupled with the demographic decline of the younger population and the growing amount of public debt, makes savers increasingly exposed to so-called ‘longevity-risk’. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
18.12.2024 | 87 | 0
Retirement provision
Compared to the central banks of the more economically advanced countries, Japan's central bank now has particularly low rates; this is because until now Japanese inflation has been far from the level recorded in Europe and the USA. The situation could change today: with inflation in Tokyo rising from 1.8% to 2.2% from October to November, as Carlo Alberto De Casa writes in ‘La Stampa’, it is increasingly likely that the Central Bank of Japan will be ready to raise rates by 25 basis points at its next meeting. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
12.12.2024 | 129 | 0
Financial markets/economy
Interest rates have fallen in recent months, while remaining at historically and averagely high levels: this naturally also affects mortgage rates; although important, according to PIMCO's real estate experts, this is not the only variable to be taken into account. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
11.12.2024 | 127 | 0
Real estate
There are those who believe that on the basis of the analysis of everyday news it is possible, to some extent, to predict a broad market trend. But while it is true that some news temporarily changes the trajectory of the markets, it is equally true that it is certain structural movements that give markets a solid direction. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
05.12.2024 | 111 | 0
Financial education
The Critical Raw Materials Act is a European strategy aimed at strengthening the Continent's independence with regard to the import of strategic raw materials in the context of energy transition and digitisation. In a research commissioned by Iren to The European House Ambrosetti (TEHA), it emerges that critical raw materials account for €910 billion in German production, €690 billion in Italian production, €425 billion in French production and €378 billion in Spanish production.
04.12.2024 | 94 | 0
Raw materials
The ‘Classe CNBC’ channel of ‘Milano Finanza’ carried an in-depth report on bond investments. In this regard, Marcello Matranga, Head of Italiy and Dach Robeco, was interviewed. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
28.11.2024 | 96 | 0
Investments
Private equity funds have as their object so-called ‘alternative investments’: this means that they invest not in financial products, but directly in a company. These investments are typically illiquid and involve large amounts of capital: potentially very profitable, therefore, but risky and out of reach of retail investors. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
27.11.2024 | 68 | 0
Private equity
The prestige bias is a cognitive automatism that leads humans to appreciate and imitate those individuals who arouse admiration and consideration within a community. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
21.11.2024 | 100 | 0
Behavioural finance
The UK economy is almost at a standstill: it grew by just 0.1% in the third quarter, after having grown by 0.5% in the second quarter. Meanwhile, inflation fell to 1.75%, which led the Bank of Englad to lower the key interest rate by 25 basis points to 4.75%. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
20.11.2024 | 89 | 0
Financial markets/economy
Filippo Luini’s article in “Fundspeople” discusses high-yield bonds, referencing an analysis by Adam Darling, the manager of Jupiter AM’s Global High Yield Bond fund. Darling’s analysis takes into account several variables, particularly economic trends, inflation, and interest rates. Based on these factors, the manager explains, it will be possible to determine whether we’ll see a “soft landing” or a “hard landing.” Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
14.11.2024 | 78 | 0
Investments
The US stock market has performed remarkably well, driving the entire stock market, but there is a problem, namely concentration risk. As Niall Gallagher, Head of European Equity Strategies at GAM Investments, points out on ‘Lamiafinanza.it’, US equities account for just under 72% of the entire MSCI World capitalisation. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
13.11.2024 | 84 | 0
Investments
Multi-asset ETFs are passive funds, whose portfolio is composed of different types of assets: stocks and bonds, but also cash, risk assets, commodities, etc. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
The growth of the gold price knows no rest: just consider how the price has risen over the past twelve months, roughly from $1,900 to over $2,700 an ounce. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
06.11.2024 | 98 | 0
Financial markets/economy
What are the prospects today for European bond investors, particularly those who want to invest in government bonds? Maximilian Cellino writes about this in ‘Il Sole 24 Ore’ and reports some considerations by Enzo Corsello, head of Allianz Global Investors' activities in Italy. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
31.10.2024 | 131 | 0
Gov. bonds and Spread
It is difficult for a portfolio strategy to do without considering the economic outlook for the areas in which it invests; so it is not surprising that, interviewed by Sara Silano (‘Morningstar’), Nadège Dufossé, Global Head of Multi-Asset at Candriam, analyses the economic dynamics of the US and Europe. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
30.10.2024 | 83 | 0
Financial strategy and management
For many months, steel futures prices have been falling: this situation reflects a more general weakness in demand and the ever-increasing presence of cheap Chinese steel on the market, a consequence of an overproduction situation in the country. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
24.10.2024 | 226 | 0
Raw materials
Good results for inflows into long-term investment funds: according to Morningstarn data, net inflows amounted to EUR 121 billion in the third quarter, including more than EUR 36 billion in September alone. However, the results are very different, even within the same asset class. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
23.10.2024 | 48 | 0
Mutual funds
In the case of a supplementary pension, the effort to accumulate assets becomes less if you start saving early: this is not only because you start paying in earlier, but also because you can count on the so-called ‘capitalisation effect’. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
17.10.2024 | 91 | 0
Retirement provision
The construction sector has a far from negligible impact on the environment: 37% of global CO2 emissions are due to construction; real estate therefore plays a strategic role in a decarbonisation strategy. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
16.10.2024 | 114 | 0
ESG - sustainability
It seems easy to divide investments into the category of cyclicals and defensives; however, as James Mackintosh explains in the Wall Street Journal, this difference can be more nuanced than one might think. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
10.10.2024 | 69 | 0
Investments
In an analysis that appeared on ‘Lamiafinanza.it’, the company Capital Group talks about a possible change of pace of the climate in the Pacific Ocean: the so-called Niño should be replaced by the so-called Niña, an atmospheric phenomenon (of the opposite sign) that brings the waters of the Ocean to lower temperatures. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
09.10.2024 | 96 | 0
Raw materials
Is the luxury market taking a further step in the direction of concentration? It is still too early to say. Nevertheless, fashion house LVMH has acquired a 10% stake in Double R, a company owned by Remo Ruffini, Moncler's CEO. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
03.10.2024 | 96 | 0
Financial markets/economy
The European Union has a regulation from 2023 on bitcoin and other cryptocurrencies: it is the Market in Crypto Assets Regulation (MiCAR). Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
02.10.2024 | 109 | 0
Cryptocurrencies
One of China's current problems is domestic demand, but the new measures approved by the Beijing government could bring improvements in this respect. On Tuesday, the Chinese government announced a monetary stimulus, which includes the following measure: the level of required bank liquid reserves will be lowered by 0.5%. The new measures, as stated in an article published by ‘Reuters’, also include the possibility for funds and brokers to draw directly from the Chinese central bank's funding. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
26.09.2024 | 88 | 0
Financial markets/economy
If they want to invest green, which assets do investors consider most effective in achieving sustainability goals? In Germany, this preference goes to real assets, as shown by the study ‘Sustainable Investment 2024’, carried out by the research institute Yougov on behalf of the insurance company Pangea Life. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
25.09.2024 | 109 | 0
ESG - sustainability
How much is climate risk covered by insurance in Europe? Very little: about 26%, as Assicurazioni Generali chairman Andrea Sironi said at Euronext Sustainability Week. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
19.09.2024 | 160 | 0
Insurance
Listed real estate investment trusts are called ‘real estate investment trusts’ (REITs). They are companies that manage portfolios of real estate. Their listing allows investors to buy a share and, in this way, invest indirectly in the real estate market. As Al Root writes in ‘Barron's’, these companies have recently returned to outperform the market. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
18.09.2024 | 104 | 0
Real estate
What factors are likely to influence the cryptocurrency's price trajectory over the coming months? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
The market rally in recent months has been uneven: it has characterised certain sectors in particular (such as tech) and especially large market capitalisations. However, as Daniel Morris, chief strategist at BNP Paribas AM - whose remarks were also reported in ‘FOND Professionell’ magazine - explains, the time may have come for companies with smaller market capitalisations to rise on the stock market. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
11.09.2024 | 83 | 0
Investments
The market corrections and volatility of the last few weeks have led some analysts to think that a period of rotation in favour of small-caps, i.e. in favour of shares with low market capitalisation, has begun. In FONDS Professionell magazine, however, there are a few observations by Ross Cartwright, Lead Strategist at MFS, who disagrees with this view. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
05.09.2024 | 107 | 0
Financial markets/economy
The summer months were characterised by market volatility, but September (and beyond), as Paul R. La Monica writes in ‘Barron's’, could also prove to be a volatile month. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
04.09.2024 | 128 | 0
Financial markets/economy
Behind the volatility of the markets - and, in particular, behind the market crash on Monday 5 August, when the Nikkei lost 12% in a single day - many experts have identified a 'carry trade' problem. Not everyone, however, agrees: Mike Wilson, equity strategist at Morgan Stanley, believes that rather than a currency problem, the reasons for these corrections should be sought in economic fundamentals and the cooling of enthusiasm for artificial intelligence. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
13.08.2024 | 182 | 0
Financial markets/economy
Megatrends are long term macro phenomena that have the potential to transform economies and societies; from an investment perspective, they are a form of financial market pull. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
12.08.2024 | 76 | 0
Mega-trends
There is a saying that it is the first impression that counts: this adage is partly taken up by behavioural finance studies, which speak of a phenomenon called 'anchoring', a cognitive bias that can prove insidious and a source of errors for investors. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
09.08.2024 | 109 | 0
Behavioural finance
After the sharp corrections in the stock markets, caused above all by the 'lurch' of Big Tech, many investors are trying to orient their strategy in the direction of greater portfolio defence. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
08.08.2024 | 164 | 0
Investments
Making your choices based on what the majority of investors do can lead to unpleasant consequences: this effect, known as the ‘herd effect’, is well known and studied by behavioural finance. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
02.08.2024 | 110 | 0
Behavioural finance
Optimism is growing among investors in US small-caps. As Vicky Ge Huang writes in the Wall Street Journal (WSJ), according to data from Dealogic, this can be explained by the rush to issue debt securities that can be converted into shares. These are the so-called ‘convertible bonds’.
01.08.2024 | 76 | 0
Financial products
Ignorance of one's own limits can lead to overestimating one's own abilities and to making mistakes even in the area of investments. This bias is also known by scholars as the ‘Dunning-Kruger effect’. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
26.07.2024 | 113 | 0
Behavioural finance
FONDS Professionell reported an articulate analysis by management company Amundi regarding the outlook for markets and investments in the short to medium term. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
25.07.2024 | 104 | 0
Financial markets/economy
Quantum computers represent an opportunity for research and innovation especially in the pharmaceutical industry. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
19.07.2024 | 184 | 0
Financial markets/economy
An asset management company identifies its approach to government bonds (with a focus on Italian government bonds, i.e. BTPs) as "constructive". Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
18.07.2024 | 79 | 0
Gov. bonds and Spread
As reported in the magazine 'FONDS Professionell', a study by Morningstar Sustainalytics shows that the belief that ESG funds are on average more expensive than others is unfounded (as stated in the magazine, this conclusion was also confirmed by findings of the European financial authority ESMA). Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
12.07.2024 | 272 | 0
ESG - sustainability
"Wishful thinking" means thinking that something is possible or will happen on the basis of a hope, disregarding a rational examination of the situation based on reality. It is a cognitive bias that also has repercussions in the financial sphere. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
10.07.2024 | 158 | 0
Behavioural finance
It is not possible to make reliable forecasts on the trajectory of the financial markets, but it remains permissible to draw possible trajectories on the basis of what has happened so far. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
04.07.2024 | 126 | 0
Financial markets/economy
How to navigate the vast fixed income market in the face of many variables? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
03.07.2024 | 109 | 0
Investments
Silver is a metal that serves as both a safe haven asset (albeit to a lesser extent than gold) and an industrial metal, with uses in technologies related to the energy transition but also artificial intelligence: hence the price growth. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
01.07.2024 | 173 | 0
Raw materials
In 'Barron's', Steve Garmhausen devoted an article to the financial project of an early retirement. Quite apart from the fact that for many this is a non-viable option, some of the considerations in this regard, however, may also apply to those who, more generally, have decided to take care of their own supplementary pension provision. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
28.06.2024 | 229 | 0
Retirement provision
Perspectives on bond allocation in a period following a period of rising bond interest rates. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
27.06.2024 | 127 | 0
Gov. bonds and Spread
A number of megatrends can positively influence the trajectory of commodity values today. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
26.06.2024 | 69 | 0
Raw materials
The concept of 'governance' (with which the attribute 'corporate' is often associated) refers to the management and leadership structure of a company, both in its ethical and gender equality aspects and in the distribution of decision-making power and representation within it. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
25.06.2024 | 135 | 0
ESG - sustainability
From the beginning of this year to date, the American market has experienced a growth phase, mainly driven by the valuations of technology stocks; in particular, the S&P 500 has risen by more than 15% and the Nasdaq by just under 20%: but how much longer can this growth last? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
24.06.2024 | 116 | 0
Financial markets/economy
Financial planning is the efficient organisation of one's economic resources with a view to achieving a financial goal, which may range from simply protecting existing assets to accumulating some capital. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
21.06.2024 | 108 | 0
Financial education
The path to a zero-emission economy may be decisive in curbing climate change, yet this very phase also entails non-negligible risks for investors. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
18.06.2024 | 148 | 0
ESG - sustainability
In the US, there has been talk in recent weeks about Ethereum and spot ETFs, but perhaps not everyone knows that in Europe it has long been possible to invest in this cryptocurrency. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
17.06.2024 | 134 | 0
Cryptocurrencies
Mixed funds are those investment funds whose portfolio is composed of more than one asset class. Typically, the two central components, although also varying greatly in percentage terms, are equities and bonds, to which other securities or assets may be added, from commodities to currency market products. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
14.06.2024 | 132 | 0
Mutual funds
The European Commission has decided to increase tariffs on Chinese car imports, raising them from 17.4 per cent to a maximum of 38.1 per cent: these additional tariffs will come into force on 4 July and will be added to the current 10 per cent duty. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
13.06.2024 | 108 | 0
Financial markets/economy
Exchange-Traded Products (ETPs) are a large family of financial products that also includes Exchange-Traded Funds (ETFs), Exchange-Traded Commodities (ETCs) and Exchange-Traded Notes (ETNs). Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
12.06.2024 | 118 | 0
Financial products
A bitcoin today is worth $67,000: the price of cryptocurrency still enjoys the price rise that began in late January; the Wall Street Journal (WSJ) compared this price rise with that of 2021, highlighting above all the points of difference. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
Currency risk consists in this: a security can lose value in relation to changes in the exchange rate. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
10.06.2024 | 117 | 0
Financial education
Strategic asset allocation consists of a distribution of assets within a portfolio with the aim of getting as close as possible to one's financial objectives. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
07.06.2024 | 116 | 0
Financial education
Within the infinite number of possible asset allocations, a macro-distinction applies, which divides this set into two areas: strategic allocation and tactical allocation; let us consider the latter a little more closely. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
06.06.2024 | 108 | 0
Financial strategy and management
Despite today's talk of a gradual de-dollarisation of the world economy, the greenback is in excellent health, especially when compared to other currencies. The value of the dollar remains strong: but how long will it last? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
05.06.2024 | 107 | 0
Financial markets/economy
Value and growth stocks are different but certainly not mutually exclusive within a portfolio. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
31.05.2024 | 133 | 0
Investments
The buy and hold strategy consists of constructing a portfolio that is oriented towards the long term: it is therefore based on the belief that investments are destined to yield returns over time. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
30.05.2024 | 139 | 0
Investments
What is delisting and what happens to shareholders? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
29.05.2024 | 125 | 0
Financial education
2024 has been and will continue to be a year of big elections: from the European Parliament to elections in India, Mexico, the US and the UK; but how useful is it for financial analysts to make an effort to predict the outcomes, and to draw conclusions from this in terms of investment choices? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
28.05.2024 | 102 | 0
Investments
From what signal is it possible to deduce that Warren Buffett fears a downward correction in the markets? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
27.05.2024 | 107 | 0
Financial markets/economy
How much own capital should be contributed when taking out a mortgage for the purchase of real estate? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
24.05.2024 | 118 | 0
Mortgage loan
The unit value of the cryptocurrency Ether has quickly jumped to $3,800. Behind this rapid price growth is the possibility that the Securities and Exchange Commission, the US financial market regulator, will approve the first spot ETF on the price of Ether. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
23.05.2024 | 120 | 0
Cryptocurrencies
Thanks to a particularly favourable economic outlook, India seems to be attracting the attention of a growing number of investors. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
22.05.2024 | 119 | 0
Financial markets/economy
Investors interested in investing in gold can either buy the commodity physically (or incorporated in jewellery, etc.), or subscribe to one of those investment products that do not involve the physical holding of gold. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
21.05.2024 | 162 | 0
Stable value
The current scenario could present itself as particularly favourable for the markets: economic recession averted, falling inflation and a possible interest rate cut. However, even starting from this scenario, points out Joseph Adinolfi in ‘Market Watch’, it is not possible to exclude at least three variables that could prevent markets from remaining bullish this summer. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
20.05.2024 | 114 | 0
Financial markets/economy
Financial conditions in Europe are improving, but the risks associated with certain sectors, such as real estate, remain high: this is what emerges from the ECB's report on financial stability in the European Union. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
17.05.2024 | 120 | 0
Banks and banking products
One of the most classic asset allocation strategies is to set up a portfolio consisting of 60% stocks and 40% bonds. A Candriam manager analysed the performance of a different asset allocation: 40% stocks, 30% bonds, 30% alternative investments. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
16.05.2024 | 123 | 0
Investments
Certificates, what kind of financial products are they? Certificates are ‘securitised’ derivative financial products in the sense that they can be traded on the markets in the same way as financial securities such as shares and ETFs.
15.05.2024 | 126 | 0
Financial products
Despite economic data pointing to an economic slowdown, according to Robert Lind of Capital Group, Germany remains a country that can successfully meet the challenges of the present. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
14.05.2024 | 162 | 0
Financial markets/economy
The energy transition and the energy supply crisis from Russia have brought nuclear energy back into the centre of much discussion in Europe, also from an investment perspective. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
13.05.2024 | 157 | 0
Mega-trends
As Morningstar's portfolio strategist states, if the correlation between stocks and bonds remains far from its maximum positive value (1), bonds can continue to perform a diversification function within investment portfolios. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
09.05.2024 | 114 | 0
Investments
In trading, there is a strategy known as the ‘butterfly spread’ which establishes three expiry prices (strike prices) for three different options with the same expiry date and the same underlying asset (these are in fact derivative contracts). Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
08.05.2024 | 150 | 0
Online Trading
Is there a point at which the stock market could start to be held back by rising bond yields? According to historical data and looking at 10-year US T-bond yields, this has happened at yields of 5% or more. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
07.05.2024 | 131 | 0
Gov. bonds and Spread
A Mongan Stanley manager explains that active management can add value to portfolios by applying specific strategies based on different asset classes. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
06.05.2024 | 134 | 0
Asset management
Two Amundi managers explain how gold can complement an investment diversification strategy. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
03.05.2024 | 132 | 0
Stable value
The Biden Administration has announced that it will reclassify the dangerousness (lowering it) of cannabis from 'Schedule I' to 'Schedule III', i.e. classifying it as a less dangerous drug than, for example, heroin. Discover the consequences for investment and the difficulties this market will still face. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
02.05.2024 | 151 | 0
Investments
What are the advantages of investing in individual bonds and what are the advantages of investing in units of a bond fund? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
30.04.2024 | 122 | 0
Investments
Markets are finding it increasingly likely that the Federal Reserve will cut interest rates only once this year and not before the US election. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
29.04.2024 | 129 | 0
Financial markets/economy
The opinion of three financial managers on possible strategies to deal with possible volatility in the coming months. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
26.04.2024 | 150 | 0
Financial markets/economy
China and India are the two most populous countries in the world, characterised by strong economic growth but full of contradictions. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
24.04.2024 | 133 | 0
Financial markets/economy
What are the prospects for the high-yield bond market, at least as far as the coming months are concerned? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
23.04.2024 | 122 | 0
Investments
The fall in commercial real estate prices has had consequences in the financial sector and risks having even more serious ones: many businesses have taken on debt to purchase new real estate, which has now often become the property of banks after the failure of lenders. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
22.04.2024 | 126 | 0
Real estate
Not all asset managers are convinced that allocating investments solely between stocks and bonds can guarantee adequate diversification, given the many uncertainties in the markets. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
19.04.2024 | 179 | 0
Investments
What are the prospects for investors in the bond market today? The view of a DPAM manager. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
18.04.2024 | 107 | 0
Investments
On the commodities markets, some metals, including copper, nickel and aluminium, have seen a temporary rise in prices in recent days (later withdrawn in the case of copper): why? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
17.04.2024 | 117 | 0
Raw materials
The MSCI World is probably the most widely known global index. It is often used as a benchmark for investment funds; it is also seen by many investors as an index to invest in through ETFs in order to achieve a diversified and profitable portfolio over time: the annualised return over the last ten years is around 10%. However, it should not be forgotten that this global index also has some shortcomings, as Andreas Braun of the ARD financial editorial team points out. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
16.04.2024 | 144 | 0
Investments
When making investment decisions, there is one concept that should be considered among the many elements: opportunity cost. It is a way of defining what you are willing to give up in one circumstance in order to gain something in another. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
15.04.2024 | 138 | 0
Financial education
There is a type of strategy called 'momentum': it consists of investing in a growing stock on the premise that this growth will continue. A very different, and in some ways opposite, strategy is called 'contrarian' and consists of looking for opportunities in the market where the price system does not seem to be finding them. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
12.04.2024 | 117 | 0
Financial strategy and management
Emotions play an important role in investing. On the one hand, it can motivate and drive investment decisions. On the other hand, it can have a negative impact and jeopardise the success of a financial strategy. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
11.04.2024 | 114 | 0
Behavioural finance
Many savers believe that leaving their money in a bank account is the safest way to invest it, but even this option carries some risks, such as loss of purchasing power due to inflation. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
10.04.2024 | 127 | 0
Investments
The rise in gold prices seems to have no end in sight, with the precious metal temporarily hitting a new record of $2,363 an ounce. Silver is currently trading at around $28 an ounce. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
09.04.2024 | 132 | 0
Stable value
After a period of media and financial success, NFTs seem to have disappeared from many investors' horizons. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
08.04.2024 | 124 | 0
Blockchain technology
Leaving your savings in a bank account is a solution chosen by a very large proportion of savers; however, this solution, which is certainly safe from a certain point of view, does not protect your savings from the loss of purchasing power caused by inflation. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
05.04.2024 | 98 | 0
Investments
The medical ('health care') sector is a very broad investment area that has been on the rise since the beginning of the year, as evidenced by the MSCI World Health Care Index, which gained 7.66% in the first quarter of 2024. But what are the trends that could continue to drive investment in the medical sector? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
04.04.2024 | 102 | 0
Investments
It is well known that life insurance is not only an insurance product, but also an investment tool for planning one's savings: but how to choose the best life insurance? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
03.04.2024 | 117 | 0
Life insurance
The current economic situation is prompting some managers to look for a strategy that can take advantage of market volatility while avoiding the risks of an economic slowdown. In this context, a BlackRock manager discusses an investment strategy that includes US equities and European bonds. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
02.04.2024 | 91 | 0
Investments
Sustainable investment in the oceans: discover the blue economy and the opportunities for growth. Find out more about how you can help conserve marine ecosystems. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
28.03.2024 | 144 | 0
ESG - sustainability
Although there is no certainty, market expectations are that the first interest rate cut by the European Central Bank could come in June. These expectations seem to be reflected in a slight fall in financing costs, especially for mortgages (with the exception of Spain). Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
27.03.2024 | 179 | 0
Mortgage loan
Small caps have faced adverse conditions: this has certainly depressed their prices, but today, in the context of the rally in the financial markets, their valuations appear quite cheap; moreover, they offer a way of diversifying the portfolio from the risk of equity concentration. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
26.03.2024 | 99 | 0
Investments
JP Morgan AM's CEO, George Gatch, has spoken of his intention to increase inflows, particularly through active ETFs: but what are they? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
Grey swans' are events that are possible but considered unlikely: like black swans, they have a large impact if they occur. LGIM investment specialist Chris Franklin spoke of events that are indeed unlikely, but can be predicted and allow investors to take some precautions. He listed seven of them. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
22.03.2024 | 114 | 0
Financial markets/economy
One of the variables that has dominated the financial markets in recent years has been the monetary policy of central banks, whose activities are constantly monitored by market players: what's the latest? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
21.03.2024 | 131 | 0
Financial markets/economy
Given (a) the expansionary monetary policies that will be in place until 2022 and (b) the growing influence of ETFs, it is still fair to ask whether today's stock prices really reflect the true value of the companies they represent. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
20.03.2024 | 112 | 0
Investments
Investing in the stock market can offer relatively high returns, but it also exposes you to the risk of market volatility, which can sometimes mean sharp downward corrections; as two portfolio managers from Janus Henderson Investors write, a balanced strategy can limit potential returns but add stability to the portfolio. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
19.03.2024 | 119 | 0
Financial markets/economy
Infrastructure is an investment segment usually reserved for institutional investors, since it is long-term oriented and involves large amounts of capital; retail investors can access it through products made available by asset management companies (e.g. through investment funds). Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
When and how many times could the Federal Reserve cut interest rates this year? A comparison of the views of three financial experts. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
15.03.2024 | 111 | 0
Financial markets/economy
Within the next few weeks, it seems likely that Japan, namely the Bank of Japan, will change its monetary policy, which has remained expansionary since 2007, despite the bullish cycle embarked upon by almost all central banks over the past two years. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
13.03.2024 | 116 | 0
Financial markets/economy
The European small cap sector has certain characteristics that limit its size compared to, for example, the US market. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
12.03.2024 | 114 | 0
Financial markets/economy
After the UK's Financial Services Authority announced that it will allow cryptocurrency-backed ETNs to trade, bitcoin has been relatively steady above its all-time high, but what is the price outlook now? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
Gold has broken its all-time record: but what is behind this safe-haven rally? Why was this result achieved before the first interest rate cuts by the Federal Reserve and the European Central Bank? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
08.03.2024 | 144 | 0
Stable value
The need to strengthen water infrastructure and ensure universal access to water opens up a multi-billion dollar investment opportunity. But what financial products does the sector need to access credit in the market? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
05.03.2024 | 83 | 0
Investments
Although not before the end of this year, there are those who believe that the price of silver could rise again, thanks to trends such as (but not limited to) industrial use. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
01.03.2024 | 118 | 0
Raw materials
A capitalisation contract is an insurance product that is more like a planned investment than a life insurance policy. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
28.02.2024 | 118 | 0
Financial products
In many ways, China and India are now world powers, so much so that it may no longer be appropriate to refer to them as emerging markets. It is therefore not surprising that Dina Ting, head of the management team of Franklin Templeton's Global Index Portfolio, speaks of an inflection point for emerging markets and focuses primarily on the situation in China and India. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
26.02.2024 | 113 | 0
Financial markets/economy
Forecasts of a rate cut by the European Central Bank (ECB) appear to be behind the slight decline in the Euribor (Euro Interbank Offered Rate) over the past few months: but what are the prospects between now and the end of the year? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
22.02.2024 | 113 | 0
Mortgage loan
Bullet loans are characterised by the fact that the capital is repaid only at the end of the loan period, while the interest is usually paid periodically. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
20.02.2024 | 116 | 0
Mortgage loan
Lower interest rates and inflation: these are two of the predictions shared by many financial analysts for 2024, but not everyone is convinced that these forecasts justify the prevailing optimism regarding the evolution of bond prices. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
14.02.2024 | 116 | 0
Investments
Is it worthwhile to invest in an infrastructure ETF? What are the pros and cons of such an investment? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
At first glance, the situation in Germany seems contradictory: the country experienced a mild recession in 2023, with GDP shrinking by 0.3%, yet at the same time its main stock market index, the DAX, has never been better, breaking all records. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
06.02.2024 | 132 | 0
Financial markets/economy
The price of copper has fallen by 12% in recent months, mainly due to falling Chinese demand: where could the price go from here? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
01.02.2024 | 183 | 0
Raw materials
Contrary to some forecasts, the US economy and stock markets are running at full speed: and yet this dynamism risks delaying the Fed's interest rate cut. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
26.01.2024 | 102 | 0
Financial markets/economy
Rising borrowing costs, volatile asset prices, threatened cross-border investments and more are some of the key financial areas affected by geopolitical risks.
25.01.2024 | 97 | 0
Investments
The 2024 economic scenario poses a number of challenges for equity investors, and it is becoming increasingly clear that they will have to tread very carefully.
23.01.2024 | 103 | 0
Financial markets/economy
S&P's "Stablecoin Sustainability Assessment" raises some critical questions about stablecoins, cryptocurrencies whose value is tied to a reference asset, such as a physical asset or currency. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
22.01.2024 | 107 | 0
Cryptocurrencies
What kind of year will 2024 be for ETF investors? Here are three possible passive fund trends for 2024. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
Many investors are probably wondering whether a 'growth' investment strategy will be preferable in 2024, or whether a 'value' strategy will be more favoured due to market conditions. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
16.01.2024 | 112 | 0
Investments
Investing means making an important choice that can be crucial to achieving your financial goals and, in some cases, your life goals. And yet it is impossible to separate that choice from the inevitable risks that, to varying degrees, are inherent in investing. Writing in the Telegraph, Richard Evans lists ten things (five do's and five don'ts) that are among the conditions for avoiding failure when approaching investments. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
15.01.2024 | 114 | 0
Financial education
The tendency to believe that a certain random sequence of events will influence future events is a phenomenon known in behavioural psychology as the 'gambler's fallacy', and it is also a risk in the area of investing. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
11.01.2024 | 131 | 0
Behavioural finance
Two factors are driving global demand for natural resources today: a growing world population and the energy transition. But which are the most promising commodities for 2024? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
09.01.2024 | 116 | 0
Raw materials
Many experts believe that long-term investing is the most effective time horizon for growing one's savings over the long term, and that a buy-and-hold strategy is one of the best approaches.
05.01.2024 | 97 | 0
Financial education
Almost every day you read or hear about stock market indices: the values referred to relate to baskets of financial securities represented by an index; typically, and in most cases, the stock market index represents an aggregate of shares. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
03.01.2024 | 112 | 0
Financial education
A common investment solutionis to plan regular payments into a financial instrument (typically an investment fund): but what are the advantages ofinvestment plans? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
29.12.2023 | 125 | 0
Financial products
Short selling is an investment strategy that consists of borrowing securities with the aim of selling them and buying them back in order to profit from the difference in price; it is a typically risky operation that requires special skills and is subject to specific rules in Europe. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
22.12.2023 | 119 | 0
Financial education
Investors should accept that financial markets can be affected by (more or less) unexpected events.
20.12.2023 | 123 | 0
Investments
Which commodities could also be supported by a positive price trend in 2024? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
18.12.2023 | 104 | 0
Raw materials
Digitisation is an important megatrend with implications for the investment world: but how is this market articulated? And again, are there examples of products specifically designed to invest in it? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
What predictions can be made about the financial market in 2024, despite all the uncertainties, and are being made by some major investment companies? Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
12.12.2023 | 174 | 0
Financial markets/economy
In finance, the "survivorship bias" tends to accompany cases of great success of certain investments, whose hype overshadows cases where the same type of investment led to failure: this leads to a systematic distortion in the assessment of the real risks, which are therefore significantly underestimated. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
11.12.2023 | 143 | 0
Behavioural finance
Risk-free assets are financial products whose level of risk is so low that financial operators consider it to be virtually zero; however, risk-free assets can still be risky when considering a portfolio's return objectives or the loss of purchasing power due to high inflation. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
06.12.2023 | 107 | 0
Investments
Governance risk is perhaps the most underestimated of the ESG criteria, yet it often plays a crucial role: the success or otherwise of a company's business may depend to a large extent on it. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
04.12.2023 | 125 | 0
ESG - sustainability
Attribution bias is the systematic tendency to apply different criteria when attributing causes to a phenomenon; in finance, for example, it leads to overestimating one's own abilities and underestimating the role of chance when it comes to one's own investments, while doing the opposite when it comes to the investments of others. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
01.12.2023 | 155 | 0
Behavioural finance
According to several experts, climate change (both extreme and persistent events) and environmental and climate compliance requirements are risk factors that need to be integrated into the calculation models adopted by financial institutions. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
28.11.2023 | 110 | 0
ESG - sustainability
Dividend-paying stocks are seen as financial instruments that can provide both protection and return within an investment portfolio. However, it is important to remember that they are still stocks. As such, they can change in value and produce negative performance. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
27.11.2023 | 175 | 0
Investments
Interest rates represent the cost of borrowing money in the form of a loan, mortgage or bond, while yields generally indicate the total return on an investment. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
24.11.2023 | 132 | 0
Financial education
Black Friday can provide investors with some useful insights into the trajectory of consumption, give some indication of economic trends and benefit retail companies. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
21.11.2023 | 127 | 0
Financial markets/economy
Fund savings plans are planned forms of investment that involve regular payments for the progressive purchase of units in investment products, typically investment funds. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
20.11.2023 | 135 | 0
Financial strategy and management
When looking at stock market indices, you will often come across the terms 'large cap', 'mid cap' and 'small cap': this is a way of identifying the size ('large/mid/small') of a company's market capitalisation ('cap'). Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
17.11.2023 | 150 | 0
Financial education
The buying and selling of an underlying asset at a predetermined price on a fixed date is the specific object of futures, financial instruments in the form of derivative contracts. They can be used for hedging, arbitrage or speculative purposes. They also have a potential forecasting function for market trends, as they incorporate investors' expectations. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
15.11.2023 | 119 | 0
Financial products
Stock and bond ETFs offer greater diversification than individual stocks and bonds, limiting their price volatility. They also offer no coupons and no redemption guarantee compared to bonds. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
View my webinar
Bonds have returned to reasonable valuations, defensive equities appear to be the least risky, diversification is important (including through alternatives) and there are more profitable alternatives to cash management: this is J.P. Morgan's guide to the financial markets, picked up and effectively summarised by 'finews.com'. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
13.11.2023 | 117 | 0
Investments
A 'share buyback' is a financial operation whereby a company buys back its own financial shares in order to reduce the number of shares available to the public. It is a operation that can affect the value of the remaining shares as well as the company's overall balance sheet.
08.11.2023 | 193 | 0
Financial education
The price/earnings (P/E) or price/earnings ratio, which is one of the so-called market 'multiples', is a figure that relates the price of a share to the company's earnings per share, i.e. it relates a company's earnings to its market capitalisation. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
06.11.2023 | 143 | 0
Investments
Inflation is a risk to savings because it reduces their purchasing value over time, sometimes very significantly. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
03.11.2023 | 136 | 0
Investments
Bonds are securities that are more affected by interest rates than others. Interest rates are both a risk and an opportunity. Two key measures that indicate the relationship between bonds and interest rates, and which also provide important information about the riskiness of that relationship, are 'duration' and 'modified duration'. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
30.10.2023 | 98 | 0
Investments
Bad market timing, but also retrocessions and management costs, mean that the average individual investor's return is often proportionately lower than the fund's return. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
23.10.2023 | 143 | 0
Mutual funds
Short-term investments are made for a period of around 12-18 months, while investments beyond that are called medium- and long-term. There is no way to determine whether it is better to invest for the short or long term, other than by taking into account at least (and oversimplifying) your personal risk tolerance and investment goals. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
20.10.2023 | 115 | 0
Financial strategy and management
Private equity, or venture capital, is a typical alternative investment because it consists of investments in companies or businesses (called "targets") that are not listed on public financial markets. Beauty Flow" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/
19.10.2023 | 113 | 0
Private equity
